Most analytical people love spreadsheets…myself included. Personally, I would put Microsoft Excel on my list of top 10 inventions of all time. However, spreadsheets are dangerously inadequate when it comes to creating a financial plan. The problem with this type of “traditional” planning is it assumes that annual investment returns are a constant number, such …View Article

Last week, I wrote about retirees’ attitudes toward working in retirement and starting “encore” careers. The bottom line was they really enjoyed continuing to work in some capacity, according to a survey of 7,000 such retirees. Furthermore, money was not the main motivator. So, the next question is how do you find ideal retirement jobs? …View Article

I’m not trying to convince retirees to go back to work. In fact, I love telling clients that they can retire and direct their energy toward leisure and their bucket list. That being said, it turns out that many retirees love working in retirement. Approximately 1/3 of the Uber and Lyft drivers I’ve had the …View Article

You certainly see recurring themes when you read articles about “how to have a happy retirement.” The most important factors are generally accepted to be health and relationships. Other important items on the list include exercise, hobbies, and financial security. However, one of the most overlooked determinants of happiness is achievement. Retirees no longer have …View Article

I have been reading a lot over the past year about the leading causes of stress in retirement and how stress directly affects your health. One thing that has become clear is that stress is not just a young person’s problem. Although financial stress peaks for most people in their 40s, other types of stress …View Article