“Location, location, location” might be the mantra when selecting a promising house or condominium in which to live. But when it comes to purchasing rental homes, other factors also weigh heavily.
“I think of market corrections as being like getting a haircut,” states Jeremy Kisner. “Even if you want to grow your hair long, you need to get the split ends trimmed occasionally.”
Bitcoin and other cryptocurrencies are making regular headlines these days with their big price moves, mostly to the upside. But does that mean you should jump on the bandwagon?
How much more time does the bull market have left? Nobody knows the answer, but here are some observations that could help put things into perspective.
There’s a reason roughly 40% of Americans say they have less than $1,000 or so in liquid savings: Many people spend whatever money is available.
“Annuities are an insurance product, and just like all forms of insurance, you are transferring the risk to the insurance company for a fee,” says Jeremy Kisner, senior wealth adviser at Surevest Wealth Management, a financial advisory firm.
So you’ve been watching HGTV’s “Income Property” and are wondering: Is it time for me to buy a rental and become a landlord? You’re not alone.
The declining middle class is a catch-all topic that politicians like to hit, from jobs being lost to China to student loans, costly medical care, and the nation’s falling rate of homeownership.
Retirees concerned about outliving their money received a new tax-advantaged tool from the feds last year called a qualified longevity annuity contract. Is a QLAC right for you?
Jeremy Kisner, a certified financial planner with Surevest Wealth Management in Phoenix, notes that dividend growers may do better than those focusing on the absolute highest-dividend stocks.
Once you’ve reached your middle years, it’s time to stop thinking your employer-sponsored life insurance is all you need.
Childless singles and couples may mistakenly assume that the absence of heirs magically removes the weight of retirement and estate planning from their shoulders.
But experts and statistics suggest something different.
“People talk about their risk tolerance, but when you change the question to what’s their loss tolerance, they answer differently,” says Jeremy Kisner, senior wealth adviser at Surevest Wealth Management in Phoenix and Las Vegas.
Life insurance can provide peace of mind, but for new parents, financial planners say taking out a policy on their child may not be the best way to spend their money.
Even if you were smart enough to have a comfortable retirement, you may still worry that it may not last you through what may be 30 years of retirement. We talked to financial planning firms across the United States, and asked for their best tips to help retirees preserve and grow their retirement savings.
Whether it’s poor communication or underperforming returns, there are many signs it’s time to find a new financial advisor. But knee-jerk reactions could result in a tax penalty or fees.
When you make a mistake during the first year of retirement, it can be hard to recover.
So, to help you through that first year, we asked the experts what the biggest mistakes made by rookie retirees are.
When a loved one is ill, saving for retirement is never top of mind. That was the case for Lisa Bowman, whose husband suffered a debilitating stroke six years ago and passed away in 2011.
Many investors are waiting until the unemployment rate is back to normal and all their friends have jobs as a type of “all clear signal” in the markets. By then they will have missed the boat.
Mutual fund investors have had a good year so far: The average stock fund has gained 14.2%. But your fund company has probably had a better year.
Long-term-care insurance is the financial equivalent of gum surgery: something that is often seemingly necessary, but just as often avoided at all costs.
Never has there been a financial decision that more people have screwed up than when to claim Social Security benefits.