A: Widows and divorcees have the same full retirement age (FRA) as everyone else. However, widows (or surviving divorced spouses) can claim survivor benefits as early as age 60. Divorcees can claim benefits at age 62 even if the ex-spouse (age 62 or older) has not filed yet for benefits. Note: you must have been divorced for at least two years prior to filing for spousal benefits on an ex-spouse’s record. There is a reduction in benefits for survivors and divorced spouses for claiming earlier than their full retirement age.