A: I would give them a weak recommendation. Here’s why: They are better than nothing, but credit monitoring services do not actually prevent ID theft. They just notify you if ID theft happens, or when someone opens lines of credit or applies for accounts in your name. This can be somewhat helpful, but by the time you get the alert, it may be too late. The more effective and less convenient approach is to freeze your credit, which blocks potential creditors from being able to view or “pull” your credit file. To read more about this topic, see: Credit Monitoring Services – Are They Worth The Cost??