we wish you were here too

The first step to a brighter future is vision
Learn the ins-and-outs from our retirement blog



Thanksgiving 2017: A Lot to Be Thankful for

Each year at Thanksgiving, my family has a tradition whereby we pass the “talking stick.” The person holding the talking stick shares at least one thing he or she is thankful for. I am sure most people will mention fellow... View Article

Should Retirees Pay Off Their Mortgage?

Most young folks envision purchasing a home in their thirties with a 30-year mortgage that would be paid off prior to retirement. Unfortunately, it does not always work out that way. The average worker today will change careers seven times... View Article

Marijuana Stocks: The New Gold Rush?

A couple of years ago, I wrote an article about Socially and Environmentally Responsible Investing. Today, I am writing about a different type of “green” investing—marijuana stocks. Some people would never invest in marijuana stocks as a matter of principle.... View Article

Trump Tax Plan: Effect on Retirees

Trump Tax Plan: Effect on Retirees I wasn’t going to comment on the Trump tax plan because the crucial details are still missing, but don’t worry; Congress is hashing those out now. When it finishes, it still may not matter... View Article

Gifting and Taxes: Are Gifts Taxable?

Gifting money should not be complicated.  It seems to me that you should be able to give your money away to whomever you want, whenever you want, without anyone else’s involvement. The IRS does not necessarily agree. Suppose you want... View Article

College Tuition – Steep Continual Increases

Although we often hear of the rise in college tuition (or are the unfortunate ones writing the check) we often don’t know how much it is rising or why. Regardless of the price, many parents, grandparents, and students are willing... View Article