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Debt To Income Ratio: How Much House Can You Buy?

Your mortgage broker needs to know two things in order to tell you how much you can borrow: your income and your recurring monthly debt obligations. These two numbers are used to determine your Debt to Income Ratio (DTI). The debt to income ratio includes all loan payments, such as minimum monthly credit card payments, …View Article

College Education – Is It Worth the Cost?

One of the more interesting debates to come up over the past few years is whether or not a college education is worth the cost. A few high profile people, such as Peter Thiel (self-made billionaire); have questioned the value of a degree in the face of rapidly escalating costs and fewer white collar jobs.  …View Article